If you currently travel by bus or train (or a combination of the two) to work, you could save money by purchasing an MCard through Commuter Club.
The scheme enables you to receive an annual MCard (‘bus only’ or ‘bus and rail’) and pay back the value by monthly direct debit. Everything is done online; tickets can be cancelled or changed at any time and any refunds are dealt with by Commuter Club. If you already buy daily, weekly or monthly MCard tickets, it’s a no brainer. Likewise, if you currently have an annual ticket, consider purchasing through Commuter Club when it comes up for renewal.